Offer valid until 31 July 2013. Subject to John Deere Financial approval. For purchases on your multi-use account for agricultural, personal, or commercial use. Offer is unconditionally interest free for the first 12 months. After the 12 month period, for eligible purchases of goods and services: 1) minimum monthly payment required (see example below); and 2) finance / credit charges will begin to accrue immediately on amount financed at 17.9% per annum. A statement of account will be provided monthly. For example, after the 12 month period, on a new John Deere 997/72 ZTrak Mower, based on a cash selling price of $21,158 (selling price in example is based on MSRP as of 1 November 2012 and may change at any time without notice. Dealer may sell for less) less a down payment of $0 to be financed for a maximum of 74 months with 62 monthly payments of $528.95, based on 2.5% of the amount originally financed, totalling $32,794.90 based on 17.9% AIR with a cost of borrowing / credit of $11,636.90. In the event you default on this or any multi-use transaction, interest on all outstanding balances on your accounts (including on this and all special Term transactions on your multi-use account) will begin to accrue immediately at 19.75% AIR from the date of default until paid in full, and you will be required to make monthly payments on your multi-use account equal to 2.5% (personal use) or 3% (commercial use) of the original amounts financed plus interest. Minimum finance amount may be required. Attachments and implements sold separately. Some conditions may apply. See your participating dealer for details. Offer subject to availability and may be discontinued or modified. Taxes, set-up, delivery, freight, and preparation charges not included and may increase price or monthly payment(s).